Home > Checking Options Comparison Chart
Checking Options Comparison Chart
| |
Free Checking |
Interest Plus Checking |
Premier Plus Checking |
Prime Time Checking |
Account qualifications, minimum balances, monthly fees
|
None |
$10 monthly fee or avg. bal. of $2,500 or $10,000 total balance in combination of deposit accounts. |
$17 monthly fee or average balance of $5,000 or $20,000 total balance in combination of deposit accounts. |
55 years + with $10,000 min in combined O2 Bank or Wealth Management accounts. No monthly fees. |
| Minimum opening deposit |
$50 |
$500 |
$5,000 |
$50 |
Interest rates
Click to see today's rates |
N/A |
On balances of $500+ |
Tiered interest on balances of $5,000+ |
On balances of $500+
|
| Transaction limits |
Unlimited |
Unlimited |
Unlimited |
Unlimited |
Perks & Benefits
|
N/A |
N/A |
ATM balance inquiry FREE |
Free member checks. Many other FREE benefits––ask banker or learn more here |
Electronic Services
|
FREE Online Banking with Email Alerts, FREE Online BillPay,
FREE Mobile Banking with Text Banking, FREE Mobile Deposit, FREE eStatements |
O2 Debit Card with Rewards
|
FREE Debit Card with auto enroll in Debit Rewards and FREE ATM withdrawals at O2 ATMs with the Old Second logo. |
MoneyPass® Network ATM withdrawals
|
FREE
Third party surcharge free withdrawals at 1000s of MoneyPass® network ATMs. For locations, visit moneypass.com or download the free MoneyPass® app for your iPhone® or Android™.
|
| ATM Withdrawals at non-O2 or non-MoneyPass® ATMs |
$2 per withdrawal |
$2 per withdrawal |
FREE |
3 FREE withdrawals, $2 per w/d after |
There is a $1.00 ATM balance inquiry fee (except for Premier Plus). No deposit fee.
For additional disclosure information, contact our Personal Bankers. Check printing fee depends on style of check ordered.
Information herein is subject to change without notice. See a Personal Banker for updated disclosures. iPhone is a registered trademark of Apple, Inc.