24/7 credit monitoring1
Credit/debit card monitoring2
Social Security number monitoring2
Bank account monitoring2
Identity Fraud Support Service
Identity Theft Insurance3
Get thorough detection.
Receive daily monitoring from all three major reporting agencies — Experian, Equifax and TransUnion1
. Credit alerts will be sent to notify members of any new inquiries, certain derogatory information, any accounts opened, or public records added to their credit files. If no activity has appeared, the member will receive an “all clear” notification stating that no activity has appeared during that
quarterly monitoring period.
Get round-the-clock prevention.
Real-time, web-crawling technology monitors underground chat rooms, websites, and blogs where thieves trade and sell stolen credit/debit cards, Social Security Numbers, and bank account data2
. Should members’ monitored cards, Social Security Number or bank account number appear on these web portals, an automatic email alert will be sent to members, giving them the time needed to
foil a thief’s attempt to use their credit information.
Get in-depth recovery support.
Should a member become a victim of identity fraud, IdentitySecure will help the member recover quickly. Members can receive personalized assistance in resolving a case of identity fraud. They’ll be assigned a dedicated caseworker to help restore their identity and also receive a customized kit filled with helpful information to help them recover even faster.
1 Daily monitoring will notify you of any new inquiries, certain derogatory information, accounts, public records, or change of address that have been added to your credit reports as reported by any of the three major credit reporting agencies. If no information has been added or changed, then you will receive a quarterly notification stating that no information has changed within your credit file. 2IdentitySecure monitors up to ten registered credit/debit cards, up to ten registered bank accounts, and your Social Security number on the internet, based on extensive research of directories and internet chat rooms; however, it is impossible to ensure that all directories and internet chat rooms have been searched for your personal information. Accordingly, your monitoring alert reports may not contain or apprise you of all your personal information that is publicly available or that may have been compromised. 3The Identity Theft Insurance benefits are provided to all members, along with all other benefits afforded as part of IdentitySecure, through Alliance Marketing Association (the “Association”). Upon enrollment in the IdentitySecure service, you will automatically be admitted as a member of the Association. The Identity Theft Insurance is underwritten by insurance company subsidiaries or affiliates of American International Group, Inc., (collectively, the “Company”) under group policy # 7077733 and 1423212. The Benefit Summary under the master policy issued by the Company with respect to such insurance will be available to you upon enrollment in IdentitySecure. The summary of policy benefits, terms, conditions, exclusions, and limits of coverage set forth in the Benefit Summary are subject to the terms of the master policy. All IdentitySecure services and benefits are provided by Trilegiant Corporation in conjunction with Trilegiant Insurance Services, Inc. and Alliance Marketing Association.Trilegiant Insurance Services, Inc. does not receive any compensation from the sale of the identity theft insurance benefit included as part of the IdentitySecure service. IdentitySecure is a registered service mark of Trilegiant Corporation.