Old Second

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Card Services

STOP living a life stuck between cash or credit. START banking on the convenience our selection of debit, credit and gift cards can offer you.

Card Options

  • O2 Debit Card

    Get cash at thousands of ATMs worldwide, make purchases in the neighborhood, or around the world. When you access your checking account through your debit card, you do so in a safe, secure and convenient way.

    • Use like cash or a check—payment is debited directly from your checking account
    • FREE withdrawals at all Old Second ATMs
    • Unlimited withdrawals at 70,000 locations worldwide through the MoneyPass® Network
    • Automatic record-keeping of all transactions
    • ATM Balance Inquiry Fee of $1.00 per inquiry
  • Debit Rewards Program

    STOP feeling underappreciated, START getting rewarded for your business. At Old Second it literally pays to use your O2 Debit Card, thanks to your membership in the O2 Debit Rewards Program.

    • Earn points automatically that may be redeemed for travel, shopping, entertainment and more!
    • Accumulate one (1) point for every $4.00 when signing for purchases made with the card
    • Online access to point balances and Reward Catalog
    • Protect your online debit purchases with a MasterCard® SecureCode
    • Swype––special offers for instant savings at your favorite local stores and restaurants (received in your choice of cash or bonus points)
  • Moneypass®

    To avoid third party surcharges to the owner of an ATM or O2 ATM withdrawal fees, use your O2 Debit Rewards card for cash withdrawals at thousands of MoneyPass® ATMs. 

    So whether going to Chicago or traveling to California, take advantage of the MoneyPass® ATM network and avoid these fees.

    MoneyPass® logoLocate a MoneyPass® ATM by looking for the MoneyPass® logo, visit the MoneyPass® Network or better yet download the iPhone® or Android AppTM to your smart phone and you’ll be able to locate the closest third party surcharge free ATM.
    • To download the O2 iPhone® App:

      Mobile Banking app, iPhone

    • To download the O2 Android App:

      Mobile Banking app, Android

    Look for the MoneyPass® logo at many Walgreens, Dunkin Donuts, Wal-Mart, Woodman's Foods, and US Bank, Northern Trust or Associated Bank locations.

    iPhone is a registered trademark of Apple, Inc.
  • Credit Cards

    With an Elan®-issued O2 credit card, there are no annual fees.

    • Get cash fast at nearly 1 million ATMs worldwide
    • Accepted at millions of locations worldwide
    • Car rental discounts
    • Make online purchases safely with the Verified by Visa® program. Shop at participating online stores and enter your password for added security. To sign up click here.
    • 24-hour card service at 800-558-3424
    • For more information, call 630-892-0202 or email us
    • Easy online application process
  • Gift Cards

    Give the gift that always fits, comes in the right color and will be exactly what the recipient wants.

    • May be purchased for amounts between $25 – $500 through lobby tellers at any Old Second branch
    • Gift cards appear and may be used just like credit cards—the difference is: they have a prepaid balance
    • May be used at more than 19 million merchants that accept MasterCard®
    • May be used as many times as the recipient chooses, until all of the card’s balance has been used, or the card expires
    • Balances may be monitored online by clicking here or by calling 866-874-9027
  • Reloadable Cards

    A safer way of carrying and accessing cash while on vacation or providing spending money to students in college.

    • Available for purchase through lobby tellers at any Old Second location
    • Access cash through any of the 70,000 MoneyPass® Network ATMs worldwide
    • Option to personalize with the cardholder’s name
    • Call 877-866-0202 for more information
    • Balances may be monitored online by clicking here.
  • Payday Cards

    Easy, quick access to your payroll funds.

    • Available to employees whose employer is an Old Second customer that offers direct deposit of payroll.
    • 24/7 access to funds. No rushing to the bank or check cashing facility to cash payroll check.
    • Eliminate high check cashing fees.
    • Safer than carrying cash. Replaceable if lost or stolen.
    • Funds added to the card are immediately available.
    • ATM cash withdrawal/POS wherever MasterCard is accepted/can set-up recurring payments or transfers. Can use card in person/on the telephone/on-line.
    • Call 877-866-0202 for more information.
    • Balances can be monitored online by clicking here.