Old Second

 
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Loans

You have goals. START banking toward them. Whether your goal is to buy a new vehicle or help finance an addition to your home, put your credit standing to a good use with a loan from Old Second.

Home Equity, Auto, Personal

  • The Variable Rate Home Equity Line of Credit

    Take credit for—and from—what you own. With our lines of credit, you can treat your home like your own personal bank. Determine how much you want to borrow, when you borrow it and how you want to pay it back. You are in control.

  • The Fixed Rate Home Equity Loan

    For the larger expenses like a home renovation, you have the option of literally “putting it on the house” with an Old Second Fixed Rate Home Equity Loan. This particular option provides greater certainty in the form of: a fixed rate; a fixed borrowed amount; and a regular monthly interest and principal payment.

    • Predictable, fixed monthly principal and interest payment for the life of the loan
    • No increased interest rate risk since the loan rate is locked in
    • Automatic payment options available through O2 Online Banking (when you have an Old Second checking or savings account)
    • View rates
  • Auto Loans

    When it’s time for a new car—or simply one that is new to you—Old Second can put you in the driver’s seat with a speedy approval process and the efficient handling of payment services.

    • Quick, in-branch loan approvals
    • Take advantage of automatic payment options and put an end to postage expenses, late fees or lost mail
    • FREE O2 Online Banking Services
    • View rates
  • Personal Loans

    Whether you need help with debt consolidation, unexpected repair bills or other major purchases, Old Second has financing arrangements structured to fit your needs.

    • Quick, in-branch loan approvals
    • Take advantage of automatic payment options and put an end to postage expenses, late fees or lost mail
    • FREE O2 Online Banking Services
    • Contact us for rates

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